Group retirement for Canadian employers.
Already have a group RRSP or DPSP? Understand what's working, what support your people receive, and which changes are worth considering.
Family-owned. Canadian. Since 1994.
RiskX has worked with Canadian employers since 1994. Gordon and Jarod lead a brokerage that coordinates plans, explains the details, and discloses compensation in writing.
Meet the people behind RiskX
CanadaRiskX is a family-owned Canadian brokerage founded in 1994. For an employer that already has a group RRSP or DPSP, RiskX helps make the current plan understandable: what people receive, what support is available, and which changes are worth considering. A review can confirm that the existing arrangement still fits. It does not assume the provider will change. The employer keeps plan decisions and oversight. Group retirement is coordinated for employers across Canada outside Quebec.
Already have a group RRSP or DPSP? Start with a review.
A plan that's already in place was a good step. A review shows what it does for your people today.
What it costs your people. Plan fees come out of employee accounts. We put them on the same basis so you can see them in dollars.
What support they get. Education, help with the plan, and who they can call.
Whether it still fits. Keep it, reprice it, or change something. A review can also confirm the current plan is working.
How it works: a short conversation about your plan, then RiskX documents the review with you. You decide what, if anything, changes.
The family behind RiskX. Meet Gordon and Jarod.
Help your people understand the plan.
A group RRSP or DPSP works better when employees understand it and the employer knows who can help.
A booklet for every employee. Employees in the plans we work on get a retirement booklet in your company's name that explains their plan in plain language.
People you can reach. Gordon and Jarod lead RiskX. You can reach the team with plan questions, and the support is agreed with you up front.
A yearly review, fees disclosed. We review the plans we work on every year and disclose our own fees in writing.
When you are ready, start with one conversation.
From the blog: more on the plan you already have
Short articles on fees, employee participation and reviewing an existing group RRSP.
How do you decide whether to keep, reprice or move your group RRSP?
Compare the fee gap in dollars on the same basis, the service and transition terms, and the current provider's written response. Keep the decision summary with its supporting evidence.
September 30, 2026Review an existing planYour group retirement plan has a fee. Do you know what it is?
Gather the documents needed to compare group retirement fees and support on the same basis, understand who pays each cost, and decide what to review next.
Updated October 10, 2026Employee participationThe match you offer and the match your people actually take
Distinguish eligibility, enrolment, contributions and full-match use. Use clear definitions and optional employee feedback to understand your group retirement plan.
Updated September 28, 2026